General terms of use

Website Terms of Use

Who we are

This website is operated by DebtManagers Services Pty Limited (“we”, “us”).
Contact: 1800 218 774 / hello@debtmanagers.com.au

1. Acceptance
By using this website, you agree to these terms. If you don’t agree, please don’t use the site.

2. Changes to these terms
We may update these terms at any time. The updated version applies from when it is posted.

3. Your use of the site
Use the site lawfully and reasonably. Do not: break the law; breach rights; access unauthorised areas; copy/scrape content; upload harmful code; or disrupt the site.

4. Accounts, the customer portal, and payments
The public website is covered by these terms. Our customer portal and payment tools may have their own terms. If there is a conflict, those specific terms apply.

5. Information on this site
Content is general information only. It is not legal, financial, or credit advice. We try to keep it current, but we do not promise it is complete, accurate, or always available.

6. Third-party links and tools
We link to other sites and tools we don’t control. Use them at your own risk.

7. Privacy, cookies, and analytics
We explain how we handle personal information and cookies (including analytics and advertising pixels, if applicable) in our Privacy Policy. You can manage non-essential cookies through the cookie banner or your browser settings.

8. Intellectual property
We (or our licensors) own the site and its content. You may view the site for your own use. Do not reproduce, frame, or use our logos without permission.

9. Liability
To the maximum extent allowed by law, we exclude all warranties and limit our liability for your use of the site. Nothing in these terms excludes, restricts, or modifies any consumer guarantee, right, or remedy you have under the Australian Consumer Law (ACL). Where permitted, our liability is limited to the minimum required under the ACL.

10. Indemnity
You indemnify us for loss we suffer because of your unlawful or unauthorised use of the site.

11. Governing law
These terms are governed by the laws of New South Wales. The courts have non-exclusive jurisdiction.

12. Contact us
Questions about these terms: hello@debtmanagers.com.au.